Tuesday, Februrary 26, 2019
Today I’m going to talk about something pretty personal that doesn’t get talked about often on the blogs I read.
Today I’m going to talk about that nasty five letter word in all of our lives – MONEY. But, I hope to relate it to the thing that we are all really after and that is TIME. Have you ever thought about how the two go hand in hand and can really affect your quality of life?
Have you ever done a spending diary? You most likely have. It’s eye opening.
Have you ever taken a time inventory? Maybe not. How much time do you spend during the day on things that really don’t match your values? How much time gets wasted? I’m almost scared to do this exercise!
Sometimes I think that my blog may give a false impression. I’m actually a pretty frugal person. Now, I don’t think I’m cheap. And, there is a distinction. Frugal to me means that I save money where I can to put my money where my values lie. Cheap to me means that I skimp on things that I shouldn’t. That’s how I interpret it.
I value gifts to the ones I love. I value experiences. I value travel. I value education and educational activities for my kids. I value quality products. I value well made home furnishings that will last. I value quality healthy foods. I could go on and on.
Here are things I don’t spend money on: (Please know that I don’t judge you if you do. We all have different lifestyles and all must make our own choices on how we spend our time and money. The interesting thing here is that sometimes when you save money, you also save time! I also understand I’m very lucky to have the choice to be frugal when many do not. There are so many people barely scraping by.)
-I do not go to the dry cleaners. My husband and boys might go once a year for their dress clothes. I don’t have anything that requires dry cleaning. This saves me money and an errand.
-I don’t buy books for myself. I only use the public library. I don’t make a special trip, but rather just do a pick up or drop off when I am driving by anyway. I don’t have to find space on my shelves for books that I won’t read again. I do have cookbooks and a few special books.
-I do not go to a nail salon for manicures anymore. I sometimes buy a new polish, but I do my nails myself. I don’t have time for an hour plus appointment at this stage in my life during the school year and it gives me something to do while I watch t.v.
-I wash all of our clothes on cold and I line dry most of my nicer clothes. I rarely iron, but rather just use Downy Wrinkle release and hang them. I also take things out of the dryer immediately if I can and hang it. Who wants to spend time ironing?
-Recently I gave up my Bath and Body habit. I was spending way too much for candles I didn’t need when I already had several and the soaps are really expensive even when you do their deals. These are my Kroger’s spring scents. I bought 4 for the price of one B and B soap.
-I meal plan and use up the food we have. I use coupons and the rewards checks that come in the mail. I use online shopping to stick to my list and avoid temptations.
-I sell my clothes to consignment shops and shop consignment shops. There is so much good stuff to be found.
-I visit garage sales when I can. Again, there is some good stuff to be found.
-I bring my lunch to school every day. I don’t have time to go out and get anything anyway. That’s why I can treat myself to a happy hour a couple of times a month. And, I can go out to eat with friends a couple of times a month.
-I make my own coffee at school and rarely buy coffee at a coffee shop. It feels more like a treat when I do buy it. You can make your coffee more fancy at home by adding flavored creamers, whipped cream, or a bit of hot cocoa mix.
-I keep each cell phone until it dies. I really don’t care about the latest and greatest.
Are you a frugal person? Is frugality important to you?
Thanks for reading!